Homeownership Rate by Race and Ethnicity: Q2 2026 Data and Disparities
In the second quarter of 2026, the U.S. homeownership rate held at 65.0 percent, but large gaps persisted by race and ethnicity. Non-Hispanic White households had a homeownership rate of 74.5 percent, compared with 45.4 percent for Black households and 48.1 percent for Hispanic households. Affordability pressures and limited housing supply kept the overall rate plateaued in a narrow low-to-mid-65 percent band.
